If the insurer you're looking for isn't on our list, research it online to see if AM Best has rated its financial strength to give you peace of mind that the company backing your insurance coverage is on sound footing. Power overall claims satisfaction rating: 3/5, Service is limited to 12 states and the District of Columbia, Big potential savings for those who do well on a test drive, Limited coverage options compared to other insurers. ValuePenguin claims to offer car insurance quotes, but really all they do is suggest a couple (at best) providers and a slightly faster method of checking each insurance company's specific direct quote tool. Almost all received an A- or higher, indicating an exceptional ability to pay claims. 10. According to the National Association of Insurance Commissioners, it receives customer complaints at a higher rate than the national median, so drivers aren't likely to get excellent customer service. The amount of coverage we opted for gave our driver a bit more than what is required of state minimums: ValuePenguin's analysis used insurance rate data from Quadrant Information Services. The views and opinions expressed herein are the views and opinions of the author and do not . Similarly, drivers looking for a minimum coverage policy one that only meets the liability insurance minimums required by their state got the most savings with Erie on average. With an average customer satisfaction rating of 4.75/5 from 3000+ reviews, Insurify is the #1 highest-ranked insurance comparison platform in America. But you can use the site to obtain quotes from five major health insurance carriers, including UnitedHealthcare, Aetna, Humana, CIGNA, and Blue Cross/Blue Shield. ","details":[],"disclaimer":"","featuredTitle":"","link":"https:\/\/www.erieinsurance.com\/OnlineQuote\/","name":"Erie","hideBanner":false,"hideDescription":false,"hideDetails":true,"hideDisclaimer":false,"hideTitle":true,"title":"Erie"}, {"backgroundColor":"gray","content":"\u003C\/p\u003E\n\n\u003Ch3 class=\"alternate-font weight-light\"\u003EAlternate best car insurance companies for affordable minimum coverage: Farm Bureau Insurance, American Family and State Farm\u003C\/h3\u003E\n\n\u003Cp\u003EGiven how restricted Erie Insurance is in availability, individuals looking for cheap car insurance could also look to Farm Bureau Insurance, American Family and State Farm. Seventy percent of drivers would be willing to switch insurance companies if they can save $25 to $200 per year. Power's 2019 Insurance Shopping Study. Why should I compare auto insurance quotes online? Among insurance policyholders surveyed by ValuePenguin, 62% of USAA customers said customer service is excellent, while 78% were extremely satisfied with their most recent claim. Advertiser Disclosure: Some of the offers that appear on this website are from companies which ValuePenguin receives compensation. We can't guarantee it's true for everyone, but on average, Erie is the cheapest auto insurer out there. Our analysis is broken up into three parts: This year, we rate the best widely available insurance companies as: All four of these companies provided outstanding customer service obtaining at least four stars (out of a total of five) but varied on their costs. Policyholders with good credit scores tend to be offered lower car insurance premiums, while those with poor credit scores tend to be offered higher premiums, all else equal. Measured by a complaint index \u2014 the rate at which consumers complain about an insurer, adjusted for its size \u2014 Farm Bureau Insurance affiliates often rank among the best companies for any given state. State Farm is a popular car insurance company for people who want a personalized experience, a local agent and inexpensive than average rates. OR. According to Coverage.com, drivers in Virginia pay an average of $398 for the state's required minimum liability coverage and $1,136 for full coverage. Then you can compare auto insurance quotes side by side knowing that your coverage will be equivalent. You can find the best car insurance in Seattle . USAA was often the cheapest option in any given state, but its eligibility requirements make it restrictive. Recently, ValuePenguin compared the cost of car insurance for teen drivers in various states. All three ranked among the most affordable for a minimum coverage policy. And it received poor marks for customer satisfaction with claims: It was one of four insurers (of a total of 25) to receive only two out of five stars for claims satisfaction, according to J.D. Only compare rates between companies after you've applied all available discounts. Given that USAA has eligibility restrictions and Farm Bureau Insurance is disproportionately expensive when you add more coverages, we rate Erie as the cheapest insurance company. The cheapest widely available insurer for young drivers is State Farm. Shop rates and compare quotes The best car insurance companies Best overall: Amica Mutual Best coverage options: Progressive Best cheap. Found insideHow safe should highly automated vehicles (HAVs) be before they are allowed on the roads for consumer use? Erie also scored high marks for policy options: It offers pet coverage, free accident forgiveness, free vanishing deductibles and roadside assistance, giving its customers a degree of flexibility not found even among the largest insurers. If you are a young driver, then you may not want to endure having an insurer track your driving habits. The company has a vehicle storage discount that can save policyholders up to 60% off their premium if their vehicle is stored in a secure location while not used, meaning deployed policyholders can get coverage at a discount. {"bannerDisclaimers":[],"buttonColor":"primary","buttonIcon":"lock","buttonText":"Get a Quote","cloudinaryImageName":"referral_logos\/us\/insurance\/nationwide-4","description":" A poor credit history can result in expensive auto insurance. You'll save an average of $71 if you have a car insurance policy with your spouse. It won J.D. Despite feeling dissatisfied with their insurance experience, younger drivers feel the most loyalty to their insurers, according to ValuePenguins consumer survey. Read on to find out the cheapest companies in the country, in your state and for certain types of drivers. Power auto insurance satisfaction rating and its AM Best financial strength rating.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Our top seven auto insurance companies are \u003Cstrong\u003ENJM, USAA, Amica, Farm Bureau Insurance, Erie, Auto-Owners and Geico\u003C\/strong\u003E. If you don't mind spending extra, the next-cheapest options are CSAA and Progressive, which offer average premiums of $2,041 and $2,073, respectively. Nationwide won't raise your rates as much as other insurers. However, a growing number of car insurance companies are using technology to make such episodes a thing of the past. But you do want to purchase enough coverage to fulfill legal requirements and to appropriately cover your risk. All three ranked among the most affordable for a minimum coverage policy.\u003C\/p\u003E\n\n\u003Cp\u003EFarm Bureau Insurance is available wherever an affiliate of the Farm Bureau Federation does business, while State Farm is offered almost anywhere in the country.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn cBFLrt\"\u003E\u003Ctr\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ECompany\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth width=\"\" colSpan=\"1\" class=\"StyledHeaderCell-sc-nsptsd gkalnJ\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EMinimum coverage annual premium\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFarm Bureau\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$501\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EState Farm\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$617\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAmerican Family\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$773\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENational average\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$876\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Company\",\"Minimum coverage annual premium\"],[\"Farm Bureau\",\"$501\"],[\"State Farm\",\"$617\"],[\"American Family\",\"$773\"],[\"National average\",\"$876\"]],\"footnote\":\"\",\"hideHeaderRow\":false,\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\n","padding":"double"}. 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